Financing: less of your own money in the project
We design the project’s capital structure: bank guarantees for the 30% security, construction finance from UAE banks, private funds and co-investors. The cost of money in the UAE is several times lower than in Russia.
How developer money works in Dubai
The main source of construction funding is buyers via escrow: funds are released against verified progress. Own equity is needed for land, design, permits and the 30% security.
The 30% security can be covered with a bank guarantee instead of cash. Gaps between spending and escrow tranches are bridged with a construction loan, and larger projects bring in private capital and co-investors.
Scope of work
01UAE banks
- Bank guarantee for the 30% security
- Construction loan aligned with the escrow schedule
- Framework agreements with partner banks
- Preparing the credit package
02Private capital
- Private funds and family offices
- Co-investors in project equity
- Mezzanine and bridge financing
- Participation and exit structure
03Model and control
- Equity and debt structure
- Tranche and covenant model
- Reporting for banks and investors
- Control over use of funds
Stages and timeline
Timelines are indicative: the exact schedule is fixed in the contract after the strategy session.
- Model
Capital requirement and schedule.
1–2 weeks - Structure
Equity, guarantees, debt, co-investors.
2–3 weeks - Package
Documents for banks and investors.
2–4 weeks - Negotiations
Term sheet, terms, collateral.
1–3 mo. - Ongoing support
Drawdowns, reporting, covenants.
entire project
What you get
- Capital requirement model
- Project financing structure
- Credit and investment package
- Term sheet from a bank or investor
- Regular reporting to lenders
Roles and licences
Clear division of roles
We we model the capital requirement, prepare the packages and lead negotiations.
Decisions on loans and guarantees are made by banks, and on investments by investors. Terms depend on the project structure, collateral and the developer’s track record.
What it costs
Indicative pricing. The exact price is fixed in the estimate after the strategy session or Entry Blueprint.
| Service | What’s included | Price |
|---|---|---|
| Capital raising | UAE banks, guarantees, private funds and co-investors | 1–2% of funds raised |
| Financial model | Included in the Entry Blueprint | in the $14,900 package |
Prices exclude 5% VAT, government fees and the services of licensed lawyers, consultants and contractors, which are paid under their own contracts. We do not guarantee decisions by banks or government authorities — we prepare the project so that risks are known in advance.
FAQ
Didn’t find your answer? Ask at the strategy session.
Yes, but more cautiously than to experienced ones: a transparent structure, an owned plot, sales and collateral all matter. A bank guarantee for the 30% security is the most accessible first product.
Yes, through a proper participation structure. We work out the scheme with lawyers in both countries.
It depends on the project: land, design, permits and part of the costs before sales launch. The financial model shows the exact peak investment.
What else your project will need
Let’s discuss your project in Dubai
Strategy session: 2–3 hours with experts, a review of budget, segment and entry route. $1,500 is credited towards the Entry Blueprint.